Cyber-security is not a joke. Anyone owning an online account, a website, or any other kind of an internet-based infrastructure, has been at risk for cyber attack(s). Although the public only hears of cyber-attacks against large enterprises, government websites and banks, small entities make targets for the cyber-criminals, competitors as well as disgruntled parties. However, due to lack of resources, small corporations have the least-protected accounts, websites & network systems – thus making cyber attacks an easy job.
To help protect your data, here are affordable ways to ensure your cyber-security and get you started.
1. Different Email Addresses
Use separate email address for every website registration & recovery than you would do for everyday email(s). If your regular email address is compromised, it means an attacker cannot reset all your sensitive passwords. Whichever email system you use, pick the one with robust spam filters to shun phishing attacks.
2. Two-Step Verification
Establish two-step verification for the Gmail & Apple to protect your data with a password plus your phone. However, Google check needs entering a password as you would when login in. A verification code is then sent to your phone either via a text, call, voice or by Google’s mobile application. Contrary to that, you can insert a security key into the computer’s USB port.
Once you have logged in, you can opt not to use the two-step verifying method again on the same computer but use only your password. In case someone else tries to log in into your account using another computer, then the two-step verification process will be required.
3. Buy Online Security Program
Online security programs such as Norton security with backup provides the user with virus detection, file backup, password storage, firewall protection and parental controls. Buying software’s for those features is expensive hence free options might not provide a similar level of threat protection.
4. Monitor Your Credit for Free
You can pay credit monitoring services to alert you of any significant suspicious activity or changes on your credit cards, besides you can do the same for yourself cost-free.
Your credit card provider or bank may offer fraud alerts as well as other protections at no cost. For instance, you can opt to be notified by text message or via emails in case your credit card transacts.
Signing into your account regularly and checking the account activity is also another free way of monitoring your credit, although it can be a tedious work.
The best way to protect your credit is to obtain a free credit report on a yearly basis. However, consumers are entitled to free reports every tear from the credit reporting agencies. You can request a report every four months to cover the whole year. In case you find errors, report them to credit bureau you received the report from right away.
5. Stay up to date.
You can use the firewall and cyber security software, like the antivirus & antispyware, that’ll scan computer security threats, hence uninstall them. Make sure all your protection measures, operating system and programs are up to date. Also, ensure you change your password(s) every 90 days for data security.