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Where Do You See a Life of Social Media In 2030?

Where Do You See a Life of Social Media In 2030Change in the world of social media is inevitable. In fact, no one ever imagined that this online communication platform would be as widespread as it is today. For example, did you know that Facebook has more than 1.71 billion regular users?

If all these people united to form a country, then Facebook would have the highest population in the world. It is also important to note that everyone is jumping on the social media bandwagon even seniors. Currently, the elderly are the fastest growing demographic on Twitter. These changes in the last few decades raise a serious question. Where Do You See a Life of Social Media In 2030? Here are some of the answers to this question.

– Social Media Will Take Over the World of Banking

Where Do You See a Life of Social Media In 2030Did you know there are more people who own a mobile phone than they are those who own a toothbrush? This rise in the use of cellular phones is also fueling the increase in the number of people using mobile banking. In fact, a new study shows that 75% of millennials rely on mobile banking to some extent while 27% of them rely on it completely. In the future, social media will become part of your mobile banking world.

Banks will use your profile to verify your identity for transactions online. Sending money to your friends and followers will also happen through social media. Remember, you can use an email to send money to family and friends through PayPal. Now, it will be through a Facebook or Twitter profile instead of an email. Companies like Facebook and Google are already working hard to ensure that this concept becomes a reality in the next few years.

– The Ownership of Social Media Will Change

Today, many social media giants exist like Facebook, Google Plus, YouTube, Twitter, Instagram, WhatsApp, and SnapChat. However, some of them are under the umbrella of one company. For example, one company owns Facebook, Instagram, and WhatsApp. Another firm owns Google Plus and YouTube. Soon, all the major social media networks will be under a small number of firms. That is the reality of tomorrow. It is important to note that Facebook tried to buy Snapchat for $3 billion in 2013. Such bids show that the major players in this industry are trying to monopolize it.

– The Content of Social Media Will Change

Where Do You See a Life of Social Media In 2030The content will also change drastically. For example, people are now freer than ever before to determine what they see on their news feed. Surprisingly, you can also decide which type of advertisements you would like to see. The organic presence of company profiles on your timeline will also reduce drastically as people would like to see more posts from their friends than from corporate bodies.

That means companies will either have to invest more in paid advertising on social media or turn to product placement advertising. Lastly, social media giants will incorporate new apps into their platforms to prevent people from leaving their site. They include digital assistants and instant articles among others.

– Governing Countries Will Never Be the Same Again

Revolutions all over the world are happening with the aid of social media. Platforms like Facebook, Twitter, and YouTube are giving a voice to the oppressed. Through them, people agitate for change in government and world order. They communicate on where to meet. They also use social media to discuss and decide on what action to take in support of their cause.

However, some organizations and groups use these platforms to spread hate and encourage violence. That should be a concern to many people and governments. By 2030, world leaders would not be able to ignore or prevent the power of social media. Instead, they would only be able to respond to it as opposed to stopping it.

Published: September 8, 2015

Affordable Ways to Ensure Your Cybersecurity

Affordable Ways to Ensure Your CybersecurityCyber-security is not a joke. Anyone owning an online account, a website, or any other kind of an internet-based infrastructure, has been at risk for cyber attack(s). Although the public only hears of cyber-attacks against large enterprises, government websites and banks, small entities make targets for the cyber-criminals, competitors as well as disgruntled parties. However, due to lack of resources, small corporations have the least-protected accounts, websites & network systems – thus making cyber attacks an easy job.

To help protect your data, here are affordable ways to ensure your cyber-security and get you started.

1. Different Email Addresses

Use separate email address for every website registration & recovery than you would do for everyday email(s). If your regular email address is compromised, it means an attacker cannot reset all your sensitive passwords. Whichever email system you use, pick the one with robust spam filters to shun phishing attacks.

2. Two-Step Verification

Affordable Ways to Ensure Your CybersecurityEstablish two-step verification for the Gmail & Apple to protect your data with a password plus your phone. However, Google check needs entering a password as you would when login in. A verification code is then sent to your phone either via a text, call, voice or by Google’s mobile application. Contrary to that, you can insert a security key into the computer’s USB port.

Once you have logged in, you can opt not to use the two-step verifying method again on the same computer but use only your password. In case someone else tries to log in into your account using another computer, then the two-step verification process will be required.

3. Buy Online Security Program

Online security programs such as Norton security with backup provides the user with virus detection, file backup, password storage, firewall protection and parental controls. Buying software’s for those features is expensive hence free options might not provide a similar level of threat protection.

4. Monitor Your Credit for Free

Affordable Ways to Ensure Your CybersecurityYou can pay credit monitoring services to alert you of any significant suspicious activity or changes on your credit cards, besides you can do the same for yourself cost-free.

Your credit card provider or bank may offer fraud alerts as well as other protections at no cost. For instance, you can opt to be notified by text message or via emails in case your credit card transacts.

Signing into your account regularly and checking the account activity is also another free way of monitoring your credit, although it can be a tedious work.

The best way to protect your credit is to obtain a free credit report on a yearly basis. However, consumers are entitled to free reports every tear from the credit reporting agencies. You can request a report every four months to cover the whole year. In case you find errors, report them to credit bureau you received the report from right away.

5. Stay up to date.

You can use the firewall and cyber security software, like the antivirus & antispyware, that’ll scan computer security threats, hence uninstall them. Make sure all your protection measures, operating system and programs are up to date. Also, ensure you change your password(s) every 90 days for data security.

Published: January 11, 2015